:root {
  --navy: #081d31;
  --navy-2: #0d2b46;
  --teal: #0a8f8a;
  --teal-dark: #08716e;
  --mint: #e9f7f5;
  --sky: #eff7fb;
  --ink: #10212f;
  --muted: #5d6d78;
  --line: rgba(8, 29, 49, 0.12);
  --white: #ffffff;
  --shadow: 0 24px 70px rgba(8, 29, 49, 0.12);
  --radius: 28px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, a { -webkit-tap-highlight-color: transparent; }
.container { width: min(calc(100% - 40px), var(--max)); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 100; padding: 12px 18px; border-radius: 12px; background: var(--navy); color: #fff; }
.skip-link:focus { top: 16px; }

.site-header { position: sticky; top: 0; z-index: 50; border-bottom: 1px solid rgba(8,29,49,.07); background: rgba(255,255,255,.88); backdrop-filter: blur(18px); }
.nav { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 11px; font-weight: 760; letter-spacing: -.03em; color: var(--navy); white-space: nowrap; }
.brand img { width: 38px; height: 38px; object-fit: contain; }
.brand-fallback { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 13px; background: var(--navy); color: white; font-size: 17px; }
.nav-links { display: flex; align-items: center; gap: 26px; font-size: 15px; color: #354957; }
.nav-links a:hover { color: var(--teal-dark); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.menu-toggle { display: none; border: 0; background: transparent; width: 44px; height: 44px; border-radius: 14px; font-size: 24px; color: var(--navy); }

.btn { min-height: 48px; display: inline-flex; align-items: center; justify-content: center; gap: 9px; padding: 0 20px; border: 1px solid transparent; border-radius: 999px; font-weight: 700; font-size: 15px; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; cursor: pointer; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--navy); color: #fff; box-shadow: 0 12px 30px rgba(8,29,49,.2); }
.btn-primary:hover { background: var(--navy-2); }
.btn-accent { background: var(--teal); color: #fff; box-shadow: 0 12px 28px rgba(10,143,138,.2); }
.btn-accent:hover { background: var(--teal-dark); }
.btn-soft { background: #fff; color: var(--navy); border-color: var(--line); }
.icon { width: 19px; height: 19px; flex: none; }

.hero { position: relative; overflow: hidden; padding: 76px 0 66px; background: radial-gradient(circle at 84% 8%, rgba(65,186,176,.14), transparent 27%), linear-gradient(180deg,#f7fbfd 0%,#fff 100%); }
.hero::before { content:""; position:absolute; width:480px; height:480px; border-radius:50%; left:-290px; top:-250px; border:1px solid rgba(10,143,138,.15); box-shadow:0 0 0 70px rgba(10,143,138,.025),0 0 0 140px rgba(10,143,138,.02); }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.03fr .97fr; align-items: center; gap: 54px; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; color: var(--teal-dark); font-size: 14px; font-weight: 750; letter-spacing: .02em; }
.eyebrow::before { content:""; width: 8px; height: 8px; border-radius: 50%; background: var(--teal); }
h1,h2,h3 { margin: 0; color: var(--navy); line-height: 1.08; letter-spacing: -.045em; }
h1 { max-width: 720px; margin-top: 16px; font-size: clamp(2.65rem, 5vw, 5rem); font-weight: 780; }
h2 { font-size: clamp(2rem, 3.5vw, 3.5rem); font-weight: 760; }
h3 { font-size: 1.3rem; letter-spacing: -.025em; }
.hero-copy > p { max-width: 650px; margin: 24px 0 0; color: var(--muted); font-size: clamp(1.05rem, 1.6vw, 1.22rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.micro-trust { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 28px; color: #526571; font-size: 14px; }
.micro-trust span { display: inline-flex; align-items: center; gap: 7px; }
.micro-trust b { color: var(--teal-dark); }
.hero-visual { position: relative; min-height: 500px; display: grid; place-items: center; }
.hero-visual img { width: 100%; max-height: 520px; object-fit: contain; filter: drop-shadow(0 28px 34px rgba(8,29,49,.13)); }
.hero-placeholder { width: 100%; aspect-ratio: 1.12; border-radius: 42px; background: radial-gradient(circle at 65% 34%,#fff 0 11%,transparent 12%), linear-gradient(145deg,#dff3f0,#edf6fb 55%,#d9ecf5); box-shadow: var(--shadow); }
.floating-card { position: absolute; left: -16px; bottom: 32px; max-width: 230px; padding: 16px 18px; border-radius: 18px; background: rgba(255,255,255,.91); backdrop-filter: blur(12px); box-shadow: 0 18px 40px rgba(8,29,49,.13); font-size: 14px; color: var(--muted); }
.floating-card strong { display: block; color: var(--navy); font-size: 17px; }

.trust-bar { border-block: 1px solid var(--line); background: #fff; }
.trust-row { min-height: 86px; display: grid; grid-template-columns: repeat(3,1fr); align-items: center; }
.trust-item { padding: 10px 30px; border-right: 1px solid var(--line); }
.trust-item:first-child { padding-left: 0; }
.trust-item:last-child { border: 0; }
.trust-item strong { display: block; color: var(--navy); font-size: 17px; }
.trust-item span { color: var(--muted); font-size: 14px; }

.section { padding: 104px 0; }
.section-soft { background: var(--sky); }
.section-dark { background: var(--navy); color: #fff; }
.section-dark h2,.section-dark h3 { color: #fff; }
.section-head { max-width: 720px; margin-bottom: 44px; }
.section-head p { margin: 18px 0 0; color: var(--muted); font-size: 18px; }
.section-dark .section-head p { color: #b9c9d5; }
.cards { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; }
.card { min-height: 230px; padding: 26px; border: 1px solid var(--line); border-radius: 24px; background: #fff; transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease; }
.card:hover { transform: translateY(-4px); border-color: rgba(10,143,138,.35); box-shadow: 0 20px 50px rgba(8,29,49,.08); }
.card-icon { width: 48px; height: 48px; display: grid; place-items: center; margin-bottom: 30px; border-radius: 16px; background: var(--mint); color: var(--teal-dark); }
.card p { margin: 12px 0 0; color: var(--muted); font-size: 15px; }
.card-link { display: inline-flex; align-items: center; gap: 7px; margin-top: 18px; color: var(--teal-dark); font-size: 14px; font-weight: 750; }

.steps { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; counter-reset: step; }
.step { position: relative; padding: 32px; border-radius: 26px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.1); }
.step::before { counter-increment: step; content: "0" counter(step); display: block; margin-bottom: 46px; color: #68d1c8; font-weight: 750; }
.step p { margin: 12px 0 0; color: #b9c9d5; }

.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 72px; align-items: start; }
.check-list { display: grid; gap: 16px; margin: 28px 0 0; padding: 0; list-style: none; }
.check-list li { display: grid; grid-template-columns: 28px 1fr; gap: 12px; color: #3f5361; }
.check-list li::before { content: "✓"; width: 26px; height: 26px; display: grid; place-items: center; border-radius: 50%; background: var(--mint); color: var(--teal-dark); font-weight: 800; }
.info-panel { padding: 34px; border-radius: var(--radius); background: var(--navy); color: #d6e1e8; box-shadow: var(--shadow); }
.info-panel h3 { color: #fff; font-size: 1.8rem; }
.info-panel a { color: #fff; }
.contact-line { display: flex; gap: 14px; padding: 20px 0; border-bottom: 1px solid rgba(255,255,255,.12); }
.contact-line:last-of-type { border-bottom: 0; }
.contact-line span { color: #9fb2c0; display: block; font-size: 13px; }
.contact-line strong { font-size: 17px; }

.faq { display: grid; gap: 12px; }
details { border: 1px solid var(--line); border-radius: 18px; background: #fff; padding: 0 22px; }
summary { display: flex; justify-content: space-between; gap: 20px; padding: 20px 0; color: var(--navy); font-weight: 700; cursor: pointer; list-style: none; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--teal-dark); font-size: 22px; font-weight: 400; }
details[open] summary::after { content: "−"; }
details p { margin: 0 0 22px; color: var(--muted); }

.quote-wrap { display: grid; grid-template-columns: .78fr 1.22fr; gap: 60px; align-items: start; }
.quote-intro { position: sticky; top: 110px; }
.quote-intro p { margin: 20px 0 0; color: var(--muted); font-size: 18px; }
.quote-points { display: grid; gap: 12px; margin-top: 28px; color: #435663; }
.quote-points span { display: flex; align-items: center; gap: 10px; }
.quote-points b { width: 24px; height: 24px; display: grid; place-items: center; border-radius: 50%; background: var(--mint); color: var(--teal-dark); }
.quote-form { padding: 34px; border: 1px solid var(--line); border-radius: 30px; background: #fff; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 18px; }
.field { display: grid; gap: 8px; }
.field-full { grid-column: 1 / -1; }
.field label,.field-label { color: var(--navy); font-size: 14px; font-weight: 700; }
.field input,.field select,.field textarea { width: 100%; min-height: 52px; padding: 12px 14px; border: 1px solid rgba(8,29,49,.18); border-radius: 14px; background: #fff; color: var(--ink); font: inherit; outline: none; transition: border-color .2s, box-shadow .2s; }
.field textarea { min-height: 112px; resize: vertical; }
.field input:focus,.field select:focus,.field textarea:focus { border-color: var(--teal); box-shadow: 0 0 0 4px rgba(10,143,138,.1); }
.conditional-fields { display: contents; }
.conditional-fields[hidden] { display: none; }
.consent { display: grid; grid-template-columns: 22px 1fr; gap: 10px; align-items: start; color: var(--muted); font-size: 13px; }
.consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--teal); }
.quote-form .btn { width: 100%; margin-top: 4px; }
.form-note { margin: 12px 0 0; color: var(--muted); font-size: 13px; text-align: center; }
.form-status { display: none; margin: 16px 0 0; padding: 13px 15px; border-radius: 14px; font-size: 14px; }
.form-status.show { display: block; }
.form-status.success { background: var(--mint); color: #075d59; }
.form-status.error { background: #fff0f0; color: #9a2424; }
.honeypot { position: absolute !important; left: -9999px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }

.page-hero { padding: 78px 0 64px; background: linear-gradient(180deg,#f1f8fb,#fff); }
.breadcrumbs { margin-bottom: 24px; color: var(--muted); font-size: 14px; }
.breadcrumbs a { color: var(--teal-dark); }
.page-hero h1 { max-width: 900px; font-size: clamp(2.5rem,5vw,4.8rem); }
.page-hero p { max-width: 740px; margin: 22px 0 0; color: var(--muted); font-size: 19px; }
.content-grid { display: grid; grid-template-columns: 1fr 330px; gap: 58px; align-items: start; }
.prose h2 { margin: 44px 0 18px; font-size: clamp(1.75rem,3vw,2.6rem); }
.prose h2:first-child { margin-top: 0; }
.prose p { color: #435663; }
.prose ul { color: #435663; padding-left: 22px; }
.side-cta { position: sticky; top: 104px; padding: 26px; border-radius: 24px; background: var(--navy); color: #d8e2e8; }
.side-cta h3 { color: #fff; }
.side-cta p { color: #b6c7d2; font-size: 15px; }
.side-cta .btn { width: 100%; margin-top: 10px; }
.city-links { display: flex; flex-wrap: wrap; gap: 10px; }
.city-link { padding: 10px 14px; border: 1px solid var(--line); border-radius: 999px; color: #40535f; font-size: 14px; background: #fff; }
.city-link:hover { border-color: var(--teal); color: var(--teal-dark); }

.cta-band { padding: 42px 0; background: var(--mint); }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.cta-inner h2 { font-size: clamp(1.8rem,3vw,2.8rem); }
.cta-inner p { margin: 10px 0 0; color: var(--muted); }
.cta-actions { display: flex; gap: 10px; flex: none; }

.footer { padding: 62px 0 30px; background: #061827; color: #a9bbc8; }
.footer-grid { display: grid; grid-template-columns: 1.35fr .8fr .8fr 1fr; gap: 44px; }
.footer .brand { color: #fff; }
.footer h3 { margin-bottom: 16px; color: #fff; font-size: 16px; letter-spacing: 0; }
.footer-links { display: grid; gap: 9px; font-size: 14px; }
.footer a:hover { color: #fff; }
.footer-address { margin: 18px 0 0; max-width: 290px; font-size: 14px; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; margin-top: 48px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1); font-size: 13px; }
.floating-contact { display: none; }

@media (max-width: 980px) {
  .nav-links { display: none; position: absolute; inset: 76px 20px auto; padding: 18px; border: 1px solid var(--line); border-radius: 20px; background: #fff; box-shadow: var(--shadow); }
  .nav-links.open { display: grid; }
  .menu-toggle { display: grid; place-items: center; }
  .nav-actions .btn { display: none; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero { padding-top: 56px; }
  .hero-visual { min-height: 380px; }
  .hero-visual img { max-height: 430px; }
  .cards { grid-template-columns: repeat(2,1fr); }
  .content-grid,.quote-wrap { grid-template-columns: 1fr; }
  .quote-intro { position: static; }
  .side-cta { position: static; }
  .footer-grid { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 680px) {
  .container { width: min(calc(100% - 28px), var(--max)); }
  .nav { min-height: 68px; }
  .nav-links { inset: 68px 14px auto; }
  .brand img,.brand-fallback { width: 34px; height: 34px; }
  .hero { padding: 44px 0 40px; }
  h1 { font-size: clamp(2.35rem,12vw,3.5rem); }
  .hero-actions .btn { width: 100%; }
  .hero-visual { min-height: 300px; margin-top: -10px; }
  .floating-card { left: 0; bottom: 4px; }
  .trust-row { grid-template-columns: 1fr; padding: 10px 0; }
  .trust-item,.trust-item:first-child { padding: 14px 0; border-right: 0; border-bottom: 1px solid var(--line); }
  .trust-item:last-child { border-bottom: 0; }
  .section { padding: 74px 0; }
  .cards,.steps,.split { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .quote-form { padding: 24px 18px; }
  .split { gap: 38px; }
  .card { min-height: 0; }
  .step::before { margin-bottom: 28px; }
  .cta-inner,.footer-bottom { align-items: stretch; flex-direction: column; }
  .cta-actions { flex-direction: column; width: 100%; }
  .footer-grid { grid-template-columns: 1fr; gap: 34px; }
  .floating-contact { position: fixed; z-index: 45; left: 12px; right: 12px; bottom: 12px; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; padding: 8px; border: 1px solid rgba(8,29,49,.1); border-radius: 22px; background: rgba(255,255,255,.9); backdrop-filter: blur(16px); box-shadow: 0 18px 45px rgba(8,29,49,.2); }
  .floating-contact .btn { min-height: 50px; padding-inline: 14px; }
  .footer { padding-bottom: 110px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *,*::before,*::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}